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By entering your details you are agreeing to the terms and conditions listed below.
By scanning your QR Code at any exhibitor, you are agreeing for your details to be supplied to them and to their Terms and Conditions. (See exhibitor's stands for more details)
By selecting “Yes please” to the “Thinking of selling your property in the next 6 months? Would you like to receive a call from an agent in your area? ”, you are agreeing for us to supply your details to Wilkesdale Pty Ltd trading as Clark Partners Real Estate / ABN 59 616 055 693 (and its affiliates) to resolve your enquiry.
By selecting ‘Yes please' to the 'Are you interested in saving on you home loan and/or taking more control over your finances?' question, you are agreeing for us to supply your information to Yellow Brick Road Wealth Management Pty Limited ACN 128 650 037 (AFSL 323825) (and its affiliates). You are also agreeing to opt-in to their e-newsletter for the purposes of the competition and for future promotion and information and consenting to being contacted by them.
By Selecting 'Yes please' to 'Would you like a chance to Win a Weber BBQ from Lüp Tickets?', you are agreeing for us to supply your details to Expo News Pty Ltd (trading at Lup) / ABN 17 564 836 326 (and its affiliates). You are also agreeing to opt-in to their eNewsletter for the purposes of the competition and for future promotions and information.
By making a selection under Would you like to save on electricity bills by entering the draw to win $1000 cash by Cheap Bills? you agree to Cheap Bills terms and conditions below.
CONDITIONS OF USE
The information provided on this website (‘Content’) is available for bona fide personal or commercial customers only. It is a condition of these Conditions of Use that you agree not to use any automated tool (such as a spider, robot or aggregation tool) to access, copy or extract such information; or:
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information from the Cheap Bills Website;
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USE OF YOUR INFORMATION
To the maximum extent permitted by law, we have no liability in relation to, or arising out of the website information and website recommendations. Subject to any applicable law to the contrary which cannot be excluded, any liability incurred in relation to website information is limited to the resupply of the website information, or the reasonable cost of having the website information resupplied. Under no circumstance will we be liable for any incidental, special or consequential damages, including damages for loss of business or other profits arising in relation to the website information. You are responsible for the final choice of your product and you should take time to read through the Product Detail before proceeding. Our liability for a breach of these Conditions of Use, statutory cause of action, common law or tort (including negligence) in any way is limited as follows:
for the first year’s premium for any product you have purchased from us, or $1,000.00, whichever is a lesser amount.
INDEMNITY
To the maximum extent permitted by law, we disclaim all liability and you agree to indemnify us, our directors, employees, agents, and contractors for any loss suffered, or any costs that may be incurred arising from your breach of these terms or your use of this website.
DISCLOSURE OF COMMISSION/FEES
Cheap Bills receives payment of fees from participating providers in order to provide the services provided by us on the website. You are not required to pay Cheap Bills for the use of the
Privacy Statement. Cheap Bills Service
• Cheap Bills is a free service that assists you in selecting your energy provider along with other services such as telecommunications, insurance, superannuation, banking and finance. As a valued customer you will be contacted and offered a rate for a range of services based on your location. By using our website and services you agree and acknowledge that Cheap Bills may use your personal information in accordance with Cheap Bills Conditions of Use.
It is important that you are comfortable with the security of the Cheap Bills website information you have provided in this portal will be treated confidentially. All information collected will be collected and stored in compliance with the Privacy Act 1988 (Cth) (Privacy And Data Protection Act 2014). Your information may be provided to vendors to provide you with better offers on your current consumer bills. Cookies will only be used to monitor user movements on Cheap Bills and will not be used to personally track the identity of any end users.
Cheap Bills will take all reasonable steps to:
(a)Ensure that personal information collected, retained and disclosed by Cheap Bills is accurate, complete and up-to-date; and (b)Protect your personal information from loss and misuse from unauthorised access, modification or disclosure.
Security and Access
We cannot guarantee that information sent and received over the internet is completely secure. Information sent to Cheap Bills over the internet is at the users own risk.5
• In consideration for us expending time and effort in providing our service to you; you agree and acknowledge that Cheap Bills:
(a). May use your personal information for the Purpose of providing the service and to inform the relevant service provider companies of information required to enable you to join that provider (the Purpose);
(b). May disclose your personal information where necessary for the Purpose and where permitted under the Privacy Act;
(c). Have additional obligations to gather, retain or disclose your personal information under law;
(d). May transfer your personal information to a party across state or national borders where this is necessary for the Purpose;
You acknowledge and agree that Cheap Bills may use your personal information in accordance with the Cheap Bills Privacy Policy.
LIMITATION OF LIABILITY
We will not be liable for any indirect or consequential loss or damage, notwithstanding anything else in these Conditions of Use; and
In respect to all other claims or liability to you for all other proven loss and damage, is limited, for an aggregate of all claims, to the amount of the commission payable to Cheap Bills
website.
JURISDICTION
This website is for Australian residents and people over 18 years of age. The law applicable to the state of Victoria applies to the use of this website and the parties submit to the jurisdiction of the courts of the state of Victoria.
Privacy Conditions
All personal information submitted to Cheap Bills and its associated companies is secured by appropriate measures in accordance with the relevant Australian legislation. Cheap Bills may contact you via SMS, email, or phone in relation to energy and environmental solutions unless otherwise specified to General Manager of Cheap Bills.
Cheap Bills can share your personal information to companies within the energy sector to attain you more cost effective energy prices including the state, private sector, and third party providers affiliated with your use of services and products in the Cheap Bills Conditions of Use.
© Cheap Bills 2017 All rights reserved.
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Important Information
* Comparison rate is based on Rate Smasher standard variable rate for $150,000 loan over a term of 25 years. Comparison rates are based on the variable rate home loans comparable by major banks. Rates are correct as at 23/11/2015 and may be subject to change. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Owner-occupied purpose only, purchase or refinance only, no debt consolidation. PAYG applications minimum employment term 12 months. Self-employed minimum 2 years. Rate Smasher loan amounts from $100,000 - $750, 000, maximum loan-to-value ratio of 70%, additional credit criteria apply. Not available in conjunction with any other offer.
** Initial consultation at no charge. Fees and charges may apply after the initial consultation.
Credit services provided by Credit Representatives of Yellow Brick Road Finance Pty Limited ACN 128 708 109 (Australian Credit Licence 393195). Financial Planning services provided by Authorised Representatives of Yellow Brick Road Wealth Management Pty Limited ACN 128 650 037 (AFSL 323825).
Definitions:
(a) "web" or "web site" or "site" means the system or database on which the personal information is stored;
(b) "Company" means Expo News Pty Ltd Trading As Lüp
(c) "You" or "Your" means the person who has entered information into any electronic form on a site
(d) "information" or "personal information" means any information entered into any electronic form that is provided that may identify a person
(e) "Show" or "Expo" means the event for which you registered
GENERAL